TERMS AND CONDITIONS OVERVIEW:

Effective Minds LLC. and its subsidiaries respect the privacy of our customers, business partners and other visitors to our websites who may choose to provide personal information. We recognize the need for appropriate protections and management of personal information that you provide to us.

Please read these Terms and Conditions carefully. Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification. If you do not agree to these Terms of Use, please do not access this web site. Effective Minds LLC. reserves the right to change the Terms of Use which you are responsible for regularly reviewing and your continued use of this web site constitutes agreement to all such updates / modifications. As used herein, Effective Minds LLC. means Effective Minds LLC. and its affiliates.

GENERAL INFORMATION:

This web site is comprised of various web sites operated by Effective Minds LLC. (collectively, the "web site"). Certain sections of or pages on this web site may contain separate terms and conditions, which are in addition to these Terms of Use. You should read those additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those additional terms and conditions. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages.

Unauthorized use of Effective Minds LLC. 's web site and systems, including, but not limited to, unauthorized entry into Effective Minds LLC. systems, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this web site in any manner that could damage, disable, overburden, or impair any Effective Minds LLC. site or service or interfere with any other party's use and enjoyment of any Effective Minds LLC. site or service. You may not attempt to gain unauthorized access to any Effective Minds LLC. site or service, computer systems or networks connected to any Effective Minds LLC. site or service, through hacking, password mining or any other means. You agree that you will not engage in any activities related to this web site that are contrary to applicable laws or regulations.

Effective Minds LLC. reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this web site and to suspend and/or deny access to this web site for scheduled or unscheduled maintenance, upgrades, improvements or corrections. The information and materials on this web site may contain typographical errors or inaccuracies. Any dated information is published as of its date only and Effective Minds LLC. does not undertake any obligation or responsibility to update or amend any such information. Effective Minds LLC. may discontinue or change any product or service described in or offered on this web site at any time.

TRADEMARKS AND PROPRIETARY RIGHTS:

Unless otherwise stated, the contents of this site including, but not limited to, all rights, titles, interests, the text and images contained herein and their arrangement are the exclusive property of Effective Minds LLC., except as otherwise stated.

The information provided on this site is free of charge and for informational purposes only and does not create a business or professional services relationship between you and Effective Minds LLC. Unless otherwise specified, this web site is for your personal and non-commercial use only and you may print, copy and download any information or portion of this web site for your personal use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from this web site, except for the purposes expressly provided herein, without Effective Minds LLC.’ prior written approval. If you copy or download any information or software from this web site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

Effective Minds LLC., the Effective Minds LLC. Logo and other Effective Minds LLC. trademarks and service marks referenced herein are trademarks and service marks of Effective Minds LLC. The names of other companies and third-party products or services mentioned herein may be the trademarks or service marks of their respective owners. You are prohibited from using any marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Effective Minds LLC. or such third party, which may own the marks.

GOVERNING LAWS & JURDISTICTION:

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use shall be in an appropriate state or federal court located in the County of New York, State of New York and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you may have with respect to your use of this web site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use and the remainder of these Terms of Use shall continue in full force and effect. These Terms of Use constitutes the entire agreement between Effective Minds LLC. and the individual accessing this site with respect to this site and it supersedes all prior or contemporaneous communications, agreements and understandings between Effective Minds LLC. and you with respect to the subject matter hereof. Effective Minds LLC. and respective individual acknowledge and agree that unless expressly included in any other agreement between Effective Minds LLC. and respective individual the requirements of the E-Commerce Directive as implemented are excluded to the fullest extent permissible by law. A printed version of these Terms of Use shall be admissible in judicial or administrative proceedings.

LINKS TO NON - EFFECTIVE MINDS LLC. WEB SITES AND THIRD PARTIES:

This web site contains links to third party web sites. These links are provided only as a convenience. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Effective Minds LLC. of any information contained in any third party web site. In no event shall Effective Minds LLC. be responsible for the information contained on that site or your use of or inability to use such site. You should also be aware that the terms and conditions of such site and the site's privacy policy may be different from those applicable to your use of this web site.

LIMITATION OF LIABILITY AND CONTENT:

This site and its contents are provided "as is" and Effective Minds LLC. makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site.

Effective Minds LLC. will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this web site, any incompatibility between the Effective Minds LLC. web site and files and the user's browser or other site accessing program, or any other problems experienced by the user due to causes beyond Effective Minds LLC.’ control. No license to the user is implied in these disclaimers.

Except as may be otherwise expressly provided by in a written agreement between Effective Minds LLC. and the user, Effective Minds LLC. will have no tort, contract or any other liability to the user and/or any third party arising in connection with the use of the Effective Minds LLC. website or reliance on any information or services provided on this web site. Effective Minds LLC. will under no circumstances be liable to the user and/or any third party, regardless of the form of action, for any lost profits or lost opportunity or any indirect, special, consequential, incidental or punitive damages whatsoever, even if Effective Minds LLC. has been advised of the possibility of such damages.